By the time a return is being prepared, nearly every number on it is already fixed. Tax planning is the work that happens while you can still change the result — when to buy equipment, how much to put into retirement, whether your entity structure still fits the business you actually run.
What's included
- Quarterly estimate planning — pay the right amount at the right time, avoiding both penalties and overpayment
- Entity structure tax review — whether your sole proprietorship, LLC, S-Corp or C-Corp election still makes tax sense
- Deduction & credit strategy — identified during the year, when you can still act on them
- Capital gains tax planning — timing, loss harvesting and installment structuring, decided before a sale closes
- Startup company tax — entity choice, R&D credit and qualified small business stock
- Retirement contribution planning — SEP, SIMPLE and solo 401(k) options sized to your cash flow
- Year-end tax projections — a clear estimate of what you will owe, early enough to do something about it
Entity structure, honestly assessed
An S-Corp election saves some owners real money in self-employment tax and costs others more in payroll administration than it returns. It depends on your profit, your reasonable salary, and how much complexity you want to carry — we will show you the math for your numbers rather than repeat a rule of thumb. We advise on the tax consequences of entity choice; forming or converting the entity itself is your attorney's job.
Planning depends on current numbers, so it works best with ongoing bookkeeping, and flows directly into tax preparation at year end.
